These Terms of Service ("Terms") govern your use of the Thulo platform operated by Thulo Intelligence OS ("Thulo," "we," "us," or "our"). By accessing or using thulo.app or any Thulo services, you agree to these Terms.
1. Important Disclaimer — Not Investment Advice
Thulo is an analytical and educational platform. It does NOT provide investment advice, recommendations, or solicitation to buy or sell any securities.
All strategies, backtests, analytics, and AI-generated outputs are for informational and educational purposes only. Past performance does not guarantee future results. You are solely responsible for any investment decisions you make.
2. Definitions
- "Platform" means the Thulo website, applications, and all related services
- "Content" means all data, strategies, backtests, analyses, and outputs generated through the Platform
- "User" means any individual who accesses or uses the Platform
3. Account Registration
To access certain features, you must register an account. You agree to:
- Provide accurate and complete information
- Maintain the security of your account credentials
- Be at least 18 years of age
- Notify us immediately of any unauthorized use
You are responsible for all activities under your account.
4. Acceptable Use
You agree NOT to:
- Use the Platform for any illegal or unauthorized purpose
- Attempt to disrupt, overload, or compromise Platform security
- Reverse engineer, decompile, or disassemble any part of the Platform
- Scrape, copy, or redistribute Content without authorization
- Use AI outputs as direct trading instructions without independent analysis
- Share your account credentials with others
5. Subscriptions and Billing
The Platform offers paid subscription tiers ($49–$299 USD/month). By subscribing, you agree to:
- Pay all fees as described at the time of purchase
- Allow recurring billing until cancellation
- Cancel at any time through your account settings
Refunds are handled on a case-by-case basis. Contact hello@thulo.app for refund requests.
6. Intellectual Property
The Platform, including its design, algorithms, content, and branding, is owned by Thulo Intelligence OS and protected by intellectual property laws. User-generated strategies remain the property of the User.
7. Risk Acknowledgment
Trading financial instruments involves substantial risk of loss. You acknowledge that:
- Backtest results are hypothetical and do not represent actual trading results
- Market conditions can change rapidly, rendering historical analysis unreliable
- AI-generated insights may be incorrect, incomplete, or misleading
- You can lose some or all of your invested capital
- Thulo is not liable for any financial losses you may incur
8. Limitation of Liability
To the maximum extent permitted by law, Thulo Intelligence OS shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment capital, arising from your use of the Platform.
Our total liability shall not exceed the amount you paid for the Platform in the preceding 12 months.
9. No Warranty
The Platform is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied. We do not warrant that the Platform will be error-free, uninterrupted, or that results will be accurate or reliable.
10. Third-Party Services
The Platform may integrate with third-party services (data providers, brokerages, cloud infrastructure). We are not responsible for the actions or failures of these third parties.
11. Termination
We may suspend or terminate your access at any time, with or without cause or notice. Upon termination, your right to use the Platform ceases immediately.
12. Governing Law
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada. Any disputes shall be resolved in the courts of Toronto, Ontario.
13. Changes to Terms
We may modify these Terms at any time. Continued use of the Platform after changes constitutes acceptance of the updated Terms.
14. Contact
Thulo Intelligence OS
587 Hillsdale Ave E, Toronto, ON M4S 1V1, Canada
Email: hello@thulo.app